Bad financial advice can ruin your long-term plans and potentially rob you of the future you had hoped for. However, good financial advice (when applied) blossoms and continues to flourish in all areas of your life, even improving the lives of others along the way. The Cheat Sheet took some time to speak with top experts in the field of personal finance about the impact of good and bad financial advice. […]

Buying in bulk can be an awesome way to both save money and save yourself trips to the store. But bigger isn’t always better. Big-box stores and warehouse clubs like BJ’s, Costco and Sam’s Club are a shopper’s dream — One-stop shops where you can buy a lifetime supply of your favorite foods and products. However, don’t let every gargantuan carton and low price tag tempt you. Tons of items […]

When researchers for a recent IPSOS/USA Today survey asked 45-to-65-year olds how prepared they felt for retirement, 59% responded that they felt very or somewhat prepared. The same percentage said they expected to rely mostly or entirely on their own savings to fund their post-career life. Asked how much savings they had, however, only about a third had set aside even $250,000, while another third had saved less than $100,000. […]

Unfortunately, personal finance has not yet become a required subject in high school or college, so you might be fairly clueless about how to manage your money when you’re out in the real world for the first time. To help you get started, we’ll take a look at eight of the most important things to understand about money if you want to live a comfortable and prosperous life. Learn Self-Control […]

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